Lumivy: Experts in Facilitated Finance for Business Development
Since 2020, we have been a company specializing in facilitated finance, business development, and resource optimization. Our team of 15 professionals with multi-year experience supports SMEs and startups in accessing regional calls for proposals, PNRR funds, tax credits, and European incentives up to €5,000,000. We have helped over 200 companies in the manufacturing, technological, and agri-food sectors to finance digitalization, sustainability, and innovation projects, with a success rate of 85% in submitted applications.
Our Services
Facilitated Finance
We identify and obtain non-repayable grants, facilitated financing, and tax credits up to 50% for investments in innovation, digitalization, and sustainability, with an 85% success rate in applications submitted.
Strategic Consulting
We develop business plans eligible for funding through PNRR, regional funds, and European calls like Horizon Europe, analyzing the market, competitors, and personalized international expansion opportunities for your sector.
Project Management
We manage the entire lifecycle of funded projects, from proposal drafting to final reporting, ensuring regulatory compliance, KPI monitoring, and resource optimization with a personalized monthly reporting system.
Business Innovation
We implement Industry 4.0 solutions, process automation, and AI integration, accessing incentives such as the Transition Plan 4.0 with tax benefits up to 40% and supporting digital transformation with certified Agile methodologies.
Lumivy Services
Facilitated Finance
We develop personalized fundraising strategies through facilitated finance, obtaining up to 70% non-repayable grants for our clients. We identify regional calls, PNRR, tax credits, and Industria 4.0 incentives, transforming them into concrete capital for strategic investments in your company.
Startup Launch
We validate your innovative project with in-depth market analysis and detailed business plans. We accompany you from idea to market with access to incubators, Smart&Start Italia funds (up to €1.5M), and Invitalia programs. Our support has already launched over 50 startups with above-average success rates.
Tech/AI Development
We create e-commerce platforms, responsive mobile applications, and customized CRM solutions with API integrations. We implement artificial intelligence technologies for process automation, predictive analysis, and advanced chatbots, financeable through the Credito d'Imposta Transizione 4.0 and regional calls for digital innovation.
Lumivy: Growing with Facilitated Finance
Opportunity Analysis
We conduct a complete mapping of regional, national, and European calls for proposals, analyzing your company's ATECO and dimensional requirements. We evaluate up to 30+ monthly funding opportunities to identify the perfect match.
Project Design
We develop detailed business plans with 3-5 year financial projections, preparing technical documentation compliant with tender requirements. We offer packages with contribution percentages from 30% up to 90% non-repayable funds.
Fund Acquisition
We manage the entire application process, from submission to final reporting. We support interactions with credit institutions and technical verifications, reducing waiting times by 70%.
Strategic Investment
We implement an operational fund allocation plan focusing on technological innovation, market expansion, and digitalization. We monitor specific KPIs to ensure an ROI of over 25% on subsidized investments.
Why Choose Lumivy
Guaranteed Fund Access
We identify and unlock up to 70% of financing through PNRR contributions, European ERDF funds, and Transition 4.0 tax credits, specifically tailored to your sector and business size.
Technical-Financial Consulting
Our multidisciplinary team, composed of certified accountants, engineers, and project managers, guides you through over 200 annual tenders, regional and national tax incentives with a 92% success rate in submitted applications.
Accelerated ROI
We transform facilitated finance into a strategic lever by reducing investment costs by up to 50%, allowing for 12-18 month payback periods and ensuring business expansion with an average 40% reduction in traditional bank exposure.
Integrated and Customized Projects
We develop investment plans by strategically combining various sources of facilitated financing (non-repayable grants + subsidized loans + public guarantees), with a focus on digitalization, sustainability, and internationalization, maximizing the leverage effect up to 3x the invested equity.
Target and Growth Funding
Facilitated Finance Tools
We access non-repayable grants of up to 70% and tax credits from 10% to 50% through Regional Calls, SIMEST, and the Chamber of Commerce. We optimize the mix of tax incentives like Transition 4.0 and R&D deductions, reducing the impact on equity by 40%.
Innovative Startups
We unlock Smart&Start Italia funding up to €1.5 million, PNRR Digital Transition contributions up to €300,000, and incentives for patents. We support your startup from registration in the special register to obtaining 90% of R&D expenses with simplified reporting.
Expanding Companies
We secure SIMEST funds for internationalization up to €800,000, MISE calls for new openings, and tax credits for digitalization at 40%. We guarantee funding for staff training, e-commerce (up to 70% non-repayable), and participation in international fairs with assisted reporting.
Consolidated Businesses
We ensure funding for ESG sustainability up to €500,000, Transition 5.0 calls with contributions at 45%, and incentives for energy efficiency with certified savings of 30%. We implement production requalification plans with a mix of EIB funds, regional incentives, and PNRR, maintaining strong equity ratios.
Lumivy: Growth Financed with Incentives
70%
Costs Covered
Up to 70% of costs for digitalization, innovation, and sustainability projects through PNRR funds and European programs
150+
Financing Obtained
Over 15 million euros in subsidized financing for SMEs, innovative startups, and expanding businesses in the last 3 years
40%
Increased ROI
Average 40% increase in return on investment for manufacturing and technology companies thanks to access to tax credits and zero-interest funds
Finance Your Company's Growth with Subsidized Finance
Are you looking to accelerate your company's growth? Subsidized finance offers the opportunity to access non-repayable grants, tax credits, and favorable interest rate financing that can cover up to 70% of the costs of your innovation, digitalization, and development projects. Lumivy has already obtained over 150 financings for its clients, supporting them at every stage: from identifying the most suitable incentives, to preparing the necessary documentation, up to the final reporting. Our approach has allowed companies to increase their ROI by 40% thanks to the optimization of financial resources. Contact us today for a free consultation and discover how we can turn your strategic projects into reality with minimal impact on your capital.
Facilitated Finance for Your Growth
Discover how facilitated finance can accelerate your company's development through programs such as PNRR, Tax Credit 4.0, Nuova Sabatini, and Regional Calls for Tenders. In 2023, we helped over 120 companies obtain funding ranging from €50,000 to €2 million, with a 92% success rate in applications submitted.
Reduction of investment costs
Access financial resources that can cover up to 70% of innovation expenses. For example, a manufacturing SME obtained €350,000 for the purchase of Industry 4.0 machinery, reducing the direct investment by 65% thanks to the tax credit and the Nuova Sabatini contribution.
Complete professional support
We guide you through every phase: from free initial evaluation, to feasibility analysis (completed within 7 working days), up to the management of semi-annual reports. Our team of 8 specialized consultants has successfully managed over 280 projects in the last 5 years.
Growth acceleration
A technological startup from Milan was able to expand into 3 new European markets in just 18 months thanks to the SIMEST call for internationalization, obtaining €180,000 in non-repayable grants. Our clients registered an average revenue increase of 27% in the two years following the intervention.
We are ready to listen to your specific needs within 48 hours of your request and develop a personalized action plan that can guarantee you access to available funds as early as the next quarter. Our 5-phase methodology ensures a structured and measurable approach for your growth project.
Email
Phone
+39 3202468083
Headquarters
Piazza Luigi Bertarelli,1 Milano
Web
www.lumivy.eu
Facilitated Finance for Your Growth
Discover how facilitated finance can accelerate your company's development through programs such as PNRR, Tax Credit 4.0, Nuova Sabatini, and Regional Calls. In 2023, we helped over 120 companies obtain financing ranging from €50,000 to €2 million, with a 92% success rate in applications submitted.
Reduction of Investment Costs
Access financial resources that can cover up to 70% of innovation expenses. For example, a manufacturing SME obtained €350,000 for the purchase of 4.0 machinery, reducing the direct investment by 65% thanks to the tax credit and the Nuova Sabatini contribution.
Complete Professional Support
We guide you through every phase: from initial free evaluation, to feasibility analysis (completed in 7 working days), up to the management of semi-annual reports. Our team of 8 specialized consultants has successfully managed over 280 projects in the last 5 years.
Growth Acceleration
A tech startup in Milan was able to expand into 3 new European markets in just 18 months thanks to the SIMEST internationalization call, obtaining €180,000 in non-repayable funds. Our clients record an average revenue increase of 27% in the two years following the intervention.
We are ready to listen to your specific needs within 48 hours of your request and develop a personalized action plan that can guarantee you access to available funds as early as the next quarter. Our 5-phase methodology ensures a structured and measurable approach for your growth project.